Whatever you drive for a living, be it a truck, van, bus, car or even a race car, you know that if your vehicle doesn’t work – neither do you. So what do you do about it? You insure your vehicle.
But what if the problem was with you? What if YOU couldn’t drive due to illness or injury?
If it happened at work, sure workcover may cover you, but will that be enough? What if it didn’t happen at work? Who would cover you then?
Just as you insure your vehicle, you should also insure yourself.
Drivers Insurance Australia
Professional driving can be a hazardous activity, regardless of whether you drive a road train or an open wheel race car.
All drivers are exposed to serious risk. At one end of the scale there is the risk of being injured and unable to work for a few weeks, and at the other end there is the very serious and very real risk of death every time you get behind the wheel.
To protect yourself and your family from the financial risks associated with your profession driving career we at Drivers Insurance strongly recommend that you utilise insurance as a financial risk management tool.
Drivers insurance comes in all forms, from income protection to help when you can’t work for a period of time, through to life insurance which covers you in the case of death or terminal illness.
In between income protection and life insurance there is trauma insurance, which protects your financially in the event of critical illness, and TPD insurance which protects you in the event that you become permanently disabled and unable to work ever again due to injury or illness.
Whichever insurance you go with, we recommend using experts who specialise in drivers insurance and know which insurance companies and policies suit the different types of drivers out there. It’s a fact that the right policy for a courier driver may not be the right policy for a taxi driver or limo driver.
Getting your drivers insurance couldn’t be easier, just complete the online quote request form on our website or give us a call. In many cases you won’t even need blood tests or medical reports, however this does depend on the amount of insurance applied for and whether or not you have any pre-existing medical conditions.
When things go wrong on the road or the race track, insurance won’t save you from the physical injuries, but it can certainly save you from the financial fallout.