Whatever you do for a crust, the risk of your life ending earlier than planned is ever present.
But as a truck driver, being on the road all day, you are exposed to greater risks that the average Joe sitting at his office desk.
If you were to die earlier than planned, either through injury or illness, how would your family cope?
Would they still be able to pay the bills? Would your wife have to return to work? Would they have to sell the family home to make ends meet? These are the big questions that you have to ask yourself.
Whilst no amount of insurance can save your life, it can make life a whole lot easier for those you leave behind.
Life insurance for truck drivers is one of the best investments that you can make in your family’s financial security.
Life insurance works by covering you for an amount you nominate, which will be paid out in the event of your death or upon diagnosis of a terminal illness.
The proceeds from your truck driver’s life insurance policy can be used to repay your personal and business debts, cover funeral and other incidental costs, and importantly it can be used to provide an ongoing income for your loved ones to ensure they are looked after when you’re no longer around.
Life insurance can be inexpensive, but it pays to use a financial adviser or insurance broker who knows the market and can get the best deal for you.
For most truck drivers obtaining life insurance is fairly straight forward, and in most cases will not require bloods tests or medicals. However for long-haul and interstate truck drivers there are some insurers who will offer a more limited cover or no cover at all.
To ensure you can obtain the cover that best suits you, your occupation and your budget, you should always use a financial adviser who knows the transport and logistics industry and can obtain the best life insurance for truck drivers.
Here at Drivers Insurance we have a panel of experts located throughout Australia who can assist with your truck drivers life insurance needs.
For more information please follow the links on our site, or contact us for an obligation free quote.
Click here for an obligation free online quote.